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Category Archives: Managing Money
3 Easy Ways to Be a Thrifty Wife and Mom
3 Easy Ways to be a Thrifty Wife and Mom
As I was praying today what I should write about for “Thrifty Thursday” (as sort of my weekly theme), the Lord brought to my mind Proverbs 12:27 which says, “The slothful man roasteth not that which he took in hunting: but the substance of a diligent man is precious.”
How does this verse tie in with thriftiness?
Have you ever brought home a bag of potatoes and then ended up having to throw half of them out because you avoided peeling and cooking them? How about a meal that you actually made and you put some of the leftovers in the back of the refrigerator and completely forgot about them?
Every time something like this happens to me…I feel the conviction in my heart… “the slothful man roasted not that which he took in hunting.”
The things that the Lord has provided for us should be precious. We should strive to be good stewards in the way we use our money and our possessions.
I believe the first step to becoming a thrifty wife and mom is being diligent with the substance that the Lord has already given you.
1. Try to stretch that dollar you have in your wallet. Take notice on the best deals when you’re shopping…ounce for ounce, pound for pound, etc.
2. Use the last drop. Scrape the peanut butter and mayo jars for one more sandwich. Add a little water to those shampoo and dishwashing soap bottles for one more wash, etc.
3. Use it again. Before you throw something out, determine if you can use it for something else. It’s fun being creative. While growing up, my mom and I used many throw away items for projects and crafts.
I encourage you to become a thrifty wife and mom. And, by the way, I really love hearing from my readers. Please share your tips and ideas with everybody!
10 Tips to Help Reduce Monthly Bills in Half
Reduce Monthly Bills in Half
Every month one must sit down to pay the bills. (Nothing too enjoyable, right. lol)
Do you ever wonder why you’re spending so much? It’s a common scenario for most families. The good news is there are a few things you can do to cut your monthly bills down.
Here’s 10 tips to help reduce monthly bills:
1. Shop Around
Always shop around. Utility companies are in fierce competition with each other, use it to your advantage and shop around for the best savings. Don’t think you have to stick with a supplier you’re not happy with.
2. Leave the Car at Home
Don’t pay the outrageous fees for gas. If possible try to walk, you can also consider taking the bus or carpooling. You can even consider bicycling and get your daily exercise at the same time. When filling up the car, shop around for competitive rates.
3. Lower Your Thermostat
If it’s cold in the house don’t just automatically switch the heating to high. Put on an extra sweater and pair of socks instead.
4. Avoid Using Your Dryer
Dryers waste a lot of electricity which means higher bills for you. Try to hang up your clothes instead. This not only saves you money on electricity but will help some of your clothes last longer as well.
5. Make Sure It’s Full
Don’t use your washing machine or dishwasher when it’s half empty. Play around with the temperature settings to see if a lower temperature will do the job just as well as the pricier higher one.
6. Turn Off the Lights
Your father was right. Turn off the lights you’re not using to save electricity. If you’re just relaxing try lighting candles instead, this will save money and create a nice atmosphere (make sure you follow all safety guidelines).
7. Lower Your Water Bill
Try to take showers instead of baths. Turn off the water while you’re brushing your teeth. Collect rain water and recycle it to water the plants. Make sure your faucets aren’t dripping. Use a bowl full of water when doing the dishes instead of leaving the tap running.
8. Change the Settings
Set your thermostats a couple of degrees lower in the winter and a couple of degrees higher in the summer for a big savings on your utility bills.
9. Filter Your Water
Investing in a good water filtering system can save you money on buying bottled water. It will also help you save money by making your appliances last longer due to lower lime scale buildup in hard water areas. You can even use less detergent when washing clothes or using the dishwasher.
10. Don’t Buy Disposables
Try to cut back on your shopping bills by not buying disposable items such as paper towels; use a clean dish cloth instead. Try to reuse your aluminum foil or sandwich bag containers or better yet buy plastic containers you can wash and reuse.
By following these tips above, you can reduce monthly bills significantly. As an added bonus, you’ll also be contributing towards a healthier environment for your children and grandchildren to enjoy.
I recommend looking at Reduce Your Electric Bill for more savings.
7 Tips to Cut Costs at Home
7 Tips to Cut Costs at Home
1. Make an itemized list of all your expenses for the month and then decide where you can cut costs.
2. Keep a weekly tally on all your expenditures. Go through your receipts and find where the little pocket change is vanishing. Those little extras really add up. Try to eliminate them.
3. Keep your trips to the store at a minimum. On average each trip will mean that you will pick up a few extra unplanned purchases. Try to plan your weekly shopping with a written list of all your necessities.
4. Shop quickly without much browsing and make sure you’re not hungry before you enter the store. Snacks are costly and when you’re hungry, you can easily toss in several extra purchases that would have been avoided if you had only eaten before you went in to the store.
5. Be patient. If there’s something you really want but don’t really need right away, watch for sales. Try to avoid buying things at full price. With food, learn to stock up on essentials when there’s a good sale.
6. Stay organized at home. When you can’t find something that you really need at the last minute, you may end up running to the store and purchasing another one. Organizing your stuff really can save cash!
7. Do it yourself. Stretch your knowledge and learn to do more things yourself. The local library and the internet has an unlimited resource of knowledge. You can learn to do about anything you want to accomplish and save tons of money doing it yourself.
*Check out Pay Debt Quicly
