Reduce Monthly Bills in Half Every month one must sit down to pay the bills. (Nothing too enjoyable, right. lol) Do you ever wonder why you’re spending so much? It’s a common scenario for most families. The good news is there are a few things you can do to cut your monthly bills down. Here’s 10 tips to help reduce monthly bills: 1. Shop Around Always shop around. Utility companies are in fierce competition with each other, use it to your advantage and shop around for the best savings. Don’t think you have to stick with a supplier you’re not happy with. 2. Leave the Car at Home Don’t pay…
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7 Tips to Cut Costs at Home
7 Tips to Cut Costs at Home 1. Make an itemized list of all your expenses for the month and then decide where you can cut costs. 2. Keep a weekly tally on all your expenditures. Go through your receipts and find where the little pocket change is vanishing. Those little extras really add up. Try to eliminate them. 3. Keep your trips to the store at a minimum. On average each trip will mean that you will pick up a few extra unplanned purchases. Try to plan your weekly shopping with a written list of all your necessities. 4. Shop quickly without much browsing and make sure you’re not…
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How to Have More Fun With Your Tax Refund in 2009
How to Have More Fun With Your Tax Refund in 2009 By Cindy Morus, Creator of the Pay Debt Quickly System I counsel a LOT of people about money. I see the same mistakes being made over and over again. If you’ve made ’em, don’t worry. I’m here to help you do it right THIS year! The fact is, moneymakers need a money coach, just like gymnasts need a gymnastics coach. As your Money Mending coach, here are the mistakes in thinking and behavior I want you to avoid: * Don’t think of your refund as free money – or lottery winnings. It’s not! That refund is your hard-earned dollars…